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Dental & Vision

Click here for Dental and Vision Plans:

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Click here for Vision PDF form:

Most Ameritas individual dental plans include a $100 vision benefit that can be used for eye exams or materials. Ameritas also offers three 20/20 Plus plans. These plans were designed to provide affordable benefits for essential vision, dental and hearing care.

20/20 Plus Plan Highlights

  • All plans offer vision, dental and hearing care benefits.
  • Plan C offers increasing annual maximum benefits.
  • Enjoy the freedom to visit the vision care provider of your choice.
  • You can visit any dentist, and will almost always pay less out-of-pocket when visiting an Ameritas Dental Network provider.
  • You receive an additional value when visiting an EPIC alliance provider for hearing care services.
  • Save up to 15% off eyewear frames and lenses purchased at any Walmart Vision Center nationwide.
  • Save on prescription medications at over 60,000 pharmacies across the nation including CVS, Walgreens, Rite Aid and Walmart.

Individual Dental Plans 

Preventive dental care can save you money by keeping your mouth protected from more serious dental issues. Besides protecting your smile, regular dental check-ups help monitor your overall health. Many risks, such as diabetes, oral cancer and heart disease can be detected early on by a dentist.

Ameritas individual dental insurance is an affordable way to maintain dental health when you are not covered through an employer. And having your own plan means it’s portable – you can take it with you if you retire, change jobs, start your own business, or take a sabbatical.

Dental Plan Highlights

Dental Plan Terminology

Preventive services

Preventive services include fluoride treatments for dependents under age 14, exams, cleanings, bitewing films and x-rays. Please see the plan details on each plan for the frequency of services covered each calendar year.

Plan benefits

Plan benefit is how much the Ameritas plan pays and member coinsurance is how much you pay. When you visit an Ameritas Dental Network provider, Ameritas sends payment directly to the dentist. You won’t pay the difference between the dentist’s contracted fee and his or her normal fee (subject to contractual limitations). When visiting an out-of-network dentist, you must pay the difference between what the plan pays and the dentist’s actual charge, and may have to submit the claim. Plan benefits are per calendar year.

Dental Rewards® 

Why do I need dental and vision insurance coverage?

If you are in the market for dental and vision insurance and find yourself asking, “Why do I need it?” consider the advantages to your overall health. Our oral and ocular health can be key indicators in detecting early stages of many health risks and diseases along with preventing many other health issues.

Ameritas understands that your needs are unique

We’re committed to finding you the dental and vision plans that meets your needs. Our PrimeStar dental and vision insurance plans offer affordable coverage with instant free online quotes, coverage for individuals 18+ (including seniors), no online enrollment fees and the Ameritas dental network.


PrimeStar dental insurance plans also offer:

  • Two dental exams and cleanings per year
  • Up to $2,000 calendar year Maximum Benefit
  • Ameritas ​dental ​network with ​more than ​471,000 access points nationwide
PrimeStar vision insurance plans also offer:

  • One exam each year
  • No waiting periods for immediate coverage
  • VSP or EyeMed networks for the greatest savings